Case Study: You are the chief vigilance officer in a public sector bank. You discover that a high-profile corporate borrower was granted unsecured credit worth hundreds of crores based on inflated collateral valuations endorsed by your bank's top management. If you escalate the findings to the CBI, the bank's stock will crash and public trust in the banking system will be severely dented. If you remain silent, the massive bad debt will eventually be written off at public taxpayer cost. (a) Identify the moral dilemmas. (b) What course of action will you take?